http://www.bankrate.com/default.aspx?pid=p:br3 en-us Copyright 2009, Bankrate Inc. Fri, 20 Nov 2009 09:05:40 GMT webmaster@bankrate.com (webmaster) http://www.bankrate.com/Images/logos/bankratelogo.gif http://www.bankrate.com/default.aspx?pid=p:br3 118 22 60 The Commerce Committee examines "membership clubs" that online shoppers get enrolled in unwittingly. Wed, 18 Nov 2009 13:30:00 GMT http://www.bankrate.com/blogs/credit-cards/plastic-rap.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/plastic-rap.aspx?pid=p:br3 A credit expert explains what causes credit-limit reductions and account closures. Thu, 12 Nov 2009 10:30:00 GMT http://www.bankrate.com/blogs/credit-cards/why-credit-limits-get-cut.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/why-credit-limits-get-cut.aspx?pid=p:br3 APRs are being tripled for some, but Senate may not OK a Dec. 1 implementation of the CARD Act. Thu, 05 Nov 2009 10:30:00 GMT http://www.bankrate.com/blogs/credit-cards/house-move-up-card-date.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/house-move-up-card-date.aspx?pid=p:br3 Consumers received fewer credit card solicitations in the third quarter, with lousier features. Mon, 02 Nov 2009 14:00:00 GMT http://www.bankrate.com/blogs/credit-cards/credit-card-offers-worsen.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/credit-card-offers-worsen.aspx?pid=p:br3 New research shows that no credit cards from the 12 largest banks comply with the CARD Act. Fri, 30 Oct 2009 11:00:00 GMT http://www.bankrate.com/blogs/credit-cards/unfair-practices-abound.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/unfair-practices-abound.aspx?pid=p:br3 Sen. Dodd introduced a bill to freeze interest rates until February. Tue, 27 Oct 2009 08:00:00 GMT http://www.bankrate.com/blogs/credit-cards/new-bill-would-freeze-aprs.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/new-bill-would-freeze-aprs.aspx?pid=p:br3 Citi abruptly closes some of its gas cards that are co-branded with MasterCard. Wed, 21 Oct 2009 08:00:00 GMT http://www.bankrate.com/blogs/credit-cards/citi-cancels-gas-cards.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/citi-cancels-gas-cards.aspx?pid=p:br3 Bank of America will institute a $29 to $99 annual fee on some rewards credit card accounts next year. Thu, 15 Oct 2009 11:00:00 GMT http://www.bankrate.com/blogs/credit-cards/bofa-tests-annual-fees.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/bofa-tests-annual-fees.aspx?pid=p:br3 Two major issuers will freeze rates and one will hike APRs. Mon, 12 Oct 2009 08:00:00 GMT http://www.bankrate.com/blogs/credit-cards/rate-freeze-hike-promises.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/rate-freeze-hike-promises.aspx?pid=p:br3 No overlimit fee, same APR for all transactions: Is this the new face of the credit card business? Fri, 18 Sep 2009 11:00:00 GMT http://www.bankrate.com/blogs/credit-cards/stripped-down-bofa-visa.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/stripped-down-bofa-visa.aspx?pid=p:br3 New study finds consumers will resist credit card annual fees and turn to debit cards or cash instead. Wed, 09 Sep 2009 11:00:00 GMT http://www.bankrate.com/blogs/credit-cards/big-no-to-annual-fees.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/big-no-to-annual-fees.aspx?pid=p:br3 A new study finds that overall credit card customer satisfaction has sunk to a new low. Tue, 01 Sep 2009 13:30:00 GMT http://www.bankrate.com/blogs/credit-cards/card-satisfaction-falls.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/card-satisfaction-falls.aspx?pid=p:br3 A new study finds that widespread credit limit cuts haven't driven most scores down. Mon, 24 Aug 2009 11:00:00 GMT http://www.bankrate.com/blogs/credit-cards/fico-scores-not-dropping.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/fico-scores-not-dropping.aspx?pid=p:br3 A jury indicts three men for a huge data breach at Heartland Payment Systems and Hannaford Brothers. Wed, 19 Aug 2009 11:00:00 GMT http://www.bankrate.com/blogs/credit-cards/3-charged-for-card-breach.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/3-charged-for-card-breach.aspx?pid=p:br3 Ahead of credit card regulations, two companies will drop penalty fees for exceeding credit limits. Fri, 14 Aug 2009 00:00:00 GMT http://www.bankrate.com/blogs/credit-cards/amex-discover-end-overlimit-fee.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/amex-discover-end-overlimit-fee.aspx?pid=p:br3 Judge dismisses many FICO complaints in suit against credit reporting agencies. Thu, 30 Jul 2009 15:00:00 GMT http://www.bankrate.com/blogs/credit-cards/vantagescore-gains-in-lawsuit.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/vantagescore-gains-in-lawsuit.aspx?pid=p:br3 Lenders have begun using new model, but consumers won't see it soon. Mon, 27 Jul 2009 15:00:00 GMT http://www.bankrate.com/blogs/credit-cards/all-bureaus-now-offer-fico-08.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/all-bureaus-now-offer-fico-08.aspx?pid=p:br3 Bankrate readers tell us how they negotiated with credit card issuers and won. Wed, 08 Jul 2009 14:00:00 GMT http://www.bankrate.com/blogs/credit-cards/got-your-rate-lowered.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/got-your-rate-lowered.aspx?pid=p:br3 In August, Chase will raise some balance transfer and cash advance fees, and the minimum payment due to 5 percent. Fri, 26 Jun 2009 16:00:00 GMT http://www.bankrate.com/blogs/credit-cards/chase-raises-fees-and-minimum-payment-due.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/chase-raises-fees-and-minimum-payment-due.aspx?pid=p:br3 Starting in early July, Equifax will roll out a new debt management product called Debt Wise. Thu, 25 Jun 2009 11:00:00 GMT http://www.bankrate.com/blogs/credit-cards/equifax-offers-debt-management-product.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/equifax-offers-debt-management-product.aspx?pid=p:br3 President Barack Obama proposes the creation of a new federal agency, a Consumer Financial Protection Agency. Thu, 18 Jun 2009 03:00:00 GMT http://www.bankrate.com/blogs/credit-cards/new-agency-to-regulate-credit-cards.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/new-agency-to-regulate-credit-cards.aspx?pid=p:br3 I asked readers if they would dump cards that imposed annual fees. Here are some of their responses. Wed, 03 Jun 2009 11:00:00 GMT http://www.bankrate.com/blogs/credit-cards/readers-would-dump-cards-with-annual-fees.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/readers-would-dump-cards-with-annual-fees.aspx?pid=p:br3 The amount of credit card offers with annual fees jumped to 27 percent in the first quarter of 2009. Mon, 01 Jun 2009 00:00:00 GMT http://www.bankrate.com/blogs/credit-cards/more-card-offers-with-annual-fees.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/more-card-offers-with-annual-fees.aspx?pid=p:br3 President Barack Obama signed legislation Friday that will change current credit card practices. Tue, 26 May 2009 11:00:00 GMT http://www.bankrate.com/blogs/credit-cards/obama-signs-credit-reform-into-law.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/obama-signs-credit-reform-into-law.aspx?pid=p:br3 A pile of Senate proposals is stalling a final vote on a bill to curb abusive card industry practices. Fri, 15 May 2009 11:00:00 GMT http://www.bankrate.com/blogs/credit-cards/amendments-slow-card-reform.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/amendments-slow-card-reform.aspx?pid=p:br3 Interest on credit cards was tax-deductible until 1986. Should the government bring it back? Wed, 13 May 2009 14:00:00 GMT http://www.bankrate.com/blogs/credit-cards/tax-deductible-interest.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/tax-deductible-interest.aspx?pid=p:br3 President Barack Obama tackles credit card reform on the radio, the Internet and at a town hall meeting. Mon, 11 May 2009 16:00:00 GMT http://www.bankrate.com/blogs/credit-cards/obama-to-congress-hurry.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/obama-to-congress-hurry.aspx?pid=p:br3 The Credit Cardholders' Bill of Rights moves onto the Senate; one step closer to being a law. Fri, 01 May 2009 11:00:00 GMT http://www.bankrate.com/blogs/credit-cards/house-passes-bill-of-rights.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/house-passes-bill-of-rights.aspx?pid=p:br3 After Obama's meeting with the top credit card executives last week, a political columnist suggested the "O card." Mon, 27 Apr 2009 14:00:00 GMT http://www.bankrate.com/blogs/credit-cards/a-government-backed-card.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/a-government-backed-card.aspx?pid=p:br3 Credit cardholders fed up with arbitrary changes have a key backer on their side -- the president. Fri, 24 Apr 2009 00:10:00 GMT http://www.bankrate.com/blogs/credit-cards/obama-backs-credit-card-reform.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/obama-backs-credit-card-reform.aspx?pid=p:br3 Landmark credit card legislation made headway in Congress this week, but do you think we need credit card reform? Fri, 03 Apr 2009 00:00:00 GMT http://www.bankrate.com/blogs/credit-cards/reform-bill-advances-in-house.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/reform-bill-advances-in-house.aspx?pid=p:br3 The House and Senate are working on bills that would change credit card rules for lenders. Wed, 01 Apr 2009 14:00:00 GMT http://www.bankrate.com/blogs/credit-cards/credit-card-reform-advances.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/credit-card-reform-advances.aspx?pid=p:br3 Chase will quit charging a $10 fee in April and retroactively refund amounts billed through January. Mon, 30 Mar 2009 14:00:00 GMT http://www.bankrate.com/blogs/credit-cards/chase-refunds-10-monthly-fee.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/chase-refunds-10-monthly-fee.aspx?pid=p:br3 Credit issuers are lowering limits, often without any warning to the user. Thu, 26 Mar 2009 08:00:00 GMT http://www.bankrate.com/blogs/credit-cards/chasing-the-balance.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/chasing-the-balance.aspx?pid=p:br3 A bill to protect credit card users has been opposed by credit card issuers. Fri, 20 Mar 2009 16:00:00 GMT http://www.bankrate.com/blogs/credit-cards/credit-card-bill-of-rights-tabled.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/credit-card-bill-of-rights-tabled.aspx?pid=p:br3 Advice by author and TV show host Suze Orman leaves out some important details. Wed, 18 Mar 2009 08:00:00 GMT http://www.bankrate.com/blogs/credit-cards/suze-pay-the-minimum-only.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/suze-pay-the-minimum-only.aspx?pid=p:br3 FICO is turning a cold shoulder to folks whose scores drop when issuers make skittish changes to their account. Fri, 13 Mar 2009 14:00:00 GMT http://www.bankrate.com/blogs/credit-cards/fico-scores-hold-despite-cuts.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/fico-scores-hold-despite-cuts.aspx?pid=p:br3 Access to credit cards will become more difficult as issuers try to cut their risks. Thu, 12 Mar 2009 14:00:00 GMT http://www.bankrate.com/blogs/credit-cards/the-near-credit-card-future.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/the-near-credit-card-future.aspx?pid=p:br3 That's the deal with fixed rates on credit cards. They stay the same -- until they don't. Wed, 04 Mar 2009 14:00:00 GMT http://www.bankrate.com/blogs/credit-cards/fixed-rates-turn-variable.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/fixed-rates-turn-variable.aspx?pid=p:br3 Card issuers are offering rewards so they'll get paid before customers default, and minimize their risk. Fri, 27 Feb 2009 16:00:00 GMT http://www.bankrate.com/blogs/credit-cards/issuers-reward-repayment.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/issuers-reward-repayment.aspx?pid=p:br3 Some American Express customers will get rewards for closing their account. Tue, 24 Feb 2009 14:00:00 GMT http://www.bankrate.com/blogs/credit-cards/amex-pays-to-close-accounts.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/amex-pays-to-close-accounts.aspx?pid=p:br3 A new Web site aims to help cardholders before they fall behind on their payments. Thu, 19 Feb 2009 08:00:00 GMT http://www.bankrate.com/blogs/credit-cards/need-card-help-keep-looking.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/need-card-help-keep-looking.aspx?pid=p:br3 Consumers will no longer be able to buy their Experian credit scores and reports through myFICO.com. Thu, 05 Feb 2009 14:00:00 GMT http://www.bankrate.com/blogs/credit-cards/experian-pulls-fico-score.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/experian-pulls-fico-score.aspx?pid=p:br3 New credit score will be more lenient toward minor credit blunders, but harsher on patterns of bad behavior. Mon, 02 Feb 2009 14:00:00 GMT http://www.bankrate.com/blogs/credit-cards/new-fico-score-rolls-out.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/new-fico-score-rolls-out.aspx?pid=p:br3 Consumers who had a fixed-rate for the life of balance transfers can join a class-action suit against Chase. Fri, 30 Jan 2009 14:00:00 GMT http://www.bankrate.com/blogs/credit-cards/chase-faces-class-action-suit.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/chase-faces-class-action-suit.aspx?pid=p:br3 Busy times call for a quick digest of recent credit card news and updates. Here goes. Tue, 27 Jan 2009 11:00:00 GMT http://www.bankrate.com/blogs/credit-cards/credit-card-news-roundup.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/credit-card-news-roundup.aspx?pid=p:br3 Chase and WaMu have credit cardholders over a barrel. And the bad news doesn't stop there. Thu, 15 Jan 2009 14:00:00 GMT http://www.bankrate.com/blogs/credit-cards/chase-adios-secured-card.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/chase-adios-secured-card.aspx?pid=p:br3 An open letter to card issuers about readers' pet peeves. Fri, 19 Dec 2008 14:00:00 GMT http://www.bankrate.com/blogs/credit-cards/holiday-letter-to-card-issuers.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/holiday-letter-to-card-issuers.aspx?pid=p:br3 People can get 105 percent of the value of the gift card they don't want by getting an Amazon.com gift card. Fri, 19 Dec 2008 07:30:00 GMT http://www.bankrate.com/blogs/credit-cards/cashing-in-on-new-gift-card.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/cashing-in-on-new-gift-card.aspx?pid=p:br3 Closed accounts and lower limits can have a domino effect on your credit score. Tue, 16 Dec 2008 14:00:00 GMT http://www.bankrate.com/blogs/credit-cards/closed-accounts-lower-limits.aspx?pid=p:br3 http://www.bankrate.com/blogs/credit-cards/closed-accounts-lower-limits.aspx?pid=p:br3