http://www.bankrate.com/default.aspx?pid=p:br3 Information to help you smartly tap your home's equity. en-us Copyright 2009, Bankrate Inc. Fri, 20 Nov 2009 09:26:48 GMT webmaster@bankrate.com (webmaster) http://www.bankrate.com/Images/logos/bankratelogo.gif http://www.bankrate.com/default.aspx?pid=p:br3 118 22 60 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 19 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-135642.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-135642.aspx?pid=p:br3 Your income and credit history will be on the table as lenders consider the conditions of your loan. Wed, 18 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/what-lenders-look-for.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/what-lenders-look-for.aspx?pid=p:br3 If you've taken out a home equity loan or HELOC, don't forget you can deduct the interest. Wed, 18 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/how-do-i-claim-a-deduction-on-my-federal-income-tax-return-for-home-equity-interest.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/how-do-i-claim-a-deduction-on-my-federal-income-tax-return-for-home-equity-interest.aspx?pid=p:br3 Using home equity to finance improvement projects makes sense in some situations, but not others. Wed, 18 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/know-risks-before-tapping-home-equity.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/know-risks-before-tapping-home-equity.aspx?pid=p:br3 A woman who's considering a refinance should break up the decision process into two parts. Mon, 09 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/heloc-makes-sense-if-refinance-doesn-t.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/heloc-makes-sense-if-refinance-doesn-t.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 05 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-135012.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-135012.aspx?pid=p:br3 Top credit scores mean a couple can close a HELOC without worrying about FICO damage. Sun, 01 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/top-credit-limits-risk-of-closing-heloc.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/top-credit-limits-risk-of-closing-heloc.aspx?pid=p:br3 Here's how to decide what kind of kitchen you want, then the best ways to achieve the total look. Sat, 31 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/money-guides/how-to-design-an-efficient-kitchen-1.aspx?pid=p:br3 http://www.bankrate.com/finance/money-guides/how-to-design-an-efficient-kitchen-1.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 29 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-134449.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-134449.aspx?pid=p:br3 In today's interest-rate environment, it's likely a mistake to turn a HELOC into a first mortgage. Wed, 28 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/don-t-turn-heloc-into-first-mortgage.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/don-t-turn-heloc-into-first-mortgage.aspx?pid=p:br3 Home equity products can be used to fund a car purchase. But there are risks for the homeowner. Wed, 28 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/home-equity-can-be-used-to-buy-car.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/home-equity-can-be-used-to-buy-car.aspx?pid=p:br3 Even seasoned do-it-yourself types sometimes face a project and ask: "Should I hire a pro?" Sat, 24 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/money-guides/hire-a-pro-or-play-the-pro-a-diy-dilemma-1.aspx?pid=p:br3 http://www.bankrate.com/finance/money-guides/hire-a-pro-or-play-the-pro-a-diy-dilemma-1.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 22 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-134131.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-134131.aspx?pid=p:br3 The biggest home equity lesson of the financial crisis is that your home is not a piggy bank.  Tue, 20 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/financial-meltdown-home-equity.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/financial-meltdown-home-equity.aspx?pid=p:br3 One homeowner has a chance to accomplish two of the three goals of refinancing a mortgage. Fri, 16 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/mortgages/mortgage-refinance-has-3-goals.aspx?pid=p:br3 http://www.bankrate.com/finance/mortgages/mortgage-refinance-has-3-goals.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 15 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-133901.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-133901.aspx?pid=p:br3 When a HELOC is secured by your home, one of these options may help you to keep your property. Tue, 13 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/debt/3-ways-to-lose-a-heloc-keep-the-house.aspx?pid=p:br3 http://www.bankrate.com/finance/debt/3-ways-to-lose-a-heloc-keep-the-house.aspx?pid=p:br3 Make a splash without spending much cash with these 10 quick and easy home projects. Fri, 09 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/money-guides/10-quick-ways-to-upgrade-your-home-1.aspx?pid=p:br3 http://www.bankrate.com/finance/money-guides/10-quick-ways-to-upgrade-your-home-1.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 08 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-133665.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-133665.aspx?pid=p:br3 Consider these pros and cons carefully before risking your home to kill credit card debt. Wed, 07 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/debt/paying-off-credit-card-with-home-equity.aspx?pid=p:br3 http://www.bankrate.com/finance/debt/paying-off-credit-card-with-home-equity.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 01 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-133339.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-133339.aspx?pid=p:br3 Consider refinancing your home equity loan when interest rates drop. Why? You could save money. Mon, 28 Sep 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/refinancing-a-home-equity-loan.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/refinancing-a-home-equity-loan.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 24 Sep 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-132990.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-132990.aspx?pid=p:br3 Here's a guide to finding out what type of mortgage you have, and its terms and conditions. Sat, 19 Sep 2009 00:00:00 GMT http://www.bankrate.com/finance/how-do-i/how-do-i-understand-my-mortgage.aspx?pid=p:br3 http://www.bankrate.com/finance/how-do-i/how-do-i-understand-my-mortgage.aspx?pid=p:br3 Home equity comes in handy when paying for tuition, unexpected medical expenses or home improvements. Sat, 19 Sep 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/why-people-borrow-against-their-equity.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/why-people-borrow-against-their-equity.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 17 Sep 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-132755.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-132755.aspx?pid=p:br3 A woman asks if her children should pay off student loans by taking a home equity loan. Sat, 12 Sep 2009 00:00:00 GMT http://www.bankrate.com/finance/video/video-use-home-equity-to-pay-student-loans.aspx?pid=p:br3 http://www.bankrate.com/finance/video/video-use-home-equity-to-pay-student-loans.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 10 Sep 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-132509.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-132509.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 03 Sep 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/home-equity-rates.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/home-equity-rates.aspx?pid=p:br3 A "bargain" remodeling job can turn into a costly headache if you don't follow these four steps. Wed, 02 Sep 2009 00:00:00 GMT http://www.bankrate.com/finance/real-estate/4-steps-to-prevent-a-remodel-gone-wrong-1.aspx?pid=p:br3 http://www.bankrate.com/finance/real-estate/4-steps-to-prevent-a-remodel-gone-wrong-1.aspx?pid=p:br3 There are two types of home equity debt, and both are sometimes referred to as second mortgages. Sat, 22 Aug 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/what-home-equity-debt-is-1.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/what-home-equity-debt-is-1.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 20 Aug 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-131571.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-131571.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 13 Aug 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-131100.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-131100.aspx?pid=p:br3 If the federal funds rate doesn't affect home equity rates, what does? Wed, 12 Aug 2009 00:00:00 GMT http://www.bankrate.com/finance/federal-reserve/what-changes-home-equity-rates.aspx?pid=p:br3 http://www.bankrate.com/finance/federal-reserve/what-changes-home-equity-rates.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 06 Aug 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-130595.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-130595.aspx?pid=p:br3 Homeowners hoping to slash their home equity line of credit payment have many options to explore. Thu, 06 Aug 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/homeowners-hope-to-slash-heloc-cost.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/homeowners-hope-to-slash-heloc-cost.aspx?pid=p:br3 Step by step guide to choosing between a home equity loan or a HELOC. Mon, 03 Aug 2009 15:18:00 GMT http://www.bankrate.com/finance/home-equity/how-do-i-choose-a-home-equity-loan-or-a-heloc.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/how-do-i-choose-a-home-equity-loan-or-a-heloc.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 30 Jul 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-130114.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-130114.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 23 Jul 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-129040.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-129040.aspx?pid=p:br3 With interest rates likely to rise, locking into a fixed-rate loan may make sense right now. Tue, 21 Jul 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/fixed-rate-loan-can-cut-risk.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/fixed-rate-loan-can-cut-risk.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 16 Jul 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-128092.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-128092.aspx?pid=p:br3 Seniors can buy a home with a reverse mortgage, keep their existing home and save big bucks. Mon, 13 Jul 2009 00:00:00 GMT http://www.bankrate.com/finance/mortgages/new-fha-reverse-mortgage-boon-to-seniors-1.aspx?pid=p:br3 http://www.bankrate.com/finance/mortgages/new-fha-reverse-mortgage-boon-to-seniors-1.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 09 Jul 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-127808.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-127808.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey. Thu, 02 Jul 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-127406.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-127406.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey. Thu, 25 Jun 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-126897.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-126897.aspx?pid=p:br3 If the federal funds rate doesn't affect home equity rates, what does? Wed, 24 Jun 2009 00:00:00 GMT http://www.bankrate.com/finance/federal-reserve/what-moves-home-equity-rates.aspx?pid=p:br3 http://www.bankrate.com/finance/federal-reserve/what-moves-home-equity-rates.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey. Thu, 18 Jun 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-126502.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-126502.aspx?pid=p:br3 A step-by-step guide to finding the best home equity loan or HELOC rate. Mon, 15 Jun 2009 00:00:00 GMT http://www.bankrate.com/finance/how-do-i/how-do-i-find-the-best-home-equity-loan-rate.aspx?pid=p:br3 http://www.bankrate.com/finance/how-do-i/how-do-i-find-the-best-home-equity-loan-rate.aspx?pid=p:br3 A homeowner wondering when to convert to a fixed-rate home equity loan faces a classic dilemma. Fri, 12 Jun 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/home-equity-loan-rate-dilemma-is-common.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/home-equity-loan-rate-dilemma-is-common.aspx?pid=p:br3 Here are the average home equity rates from Bankrate's weekly survey. Thu, 11 Jun 2009 00:00:00 GMT http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-126119.aspx?pid=p:br3 http://www.bankrate.com/finance/home-equity/national-home-equity-loan-averages8-126119.aspx?pid=p:br3