http://www.bankrate.com/default.aspx?pid=p:br3 Got money? Good. Put it to work en-us Copyright 2009, Bankrate Inc. Fri, 20 Nov 2009 09:24:32 GMT webmaster@bankrate.com (webmaster) http://www.bankrate.com/Images/logos/bankratelogo.gif http://www.bankrate.com/default.aspx?pid=p:br3 118 22 60 Hedge funds bar the riffraff. But investors can access mutual funds that employ hedging strategies. Fri, 20 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/financial-literacy/hedge-funds-for-the-average-investor-1.aspx?pid=p:br3 http://www.bankrate.com/finance/financial-literacy/hedge-funds-for-the-average-investor-1.aspx?pid=p:br3 The "miracle on the Hudson" made the airline captain a hero and inspiration overnight. Fri, 20 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/fame-fortune/fame-fortune-capt-sully-sullenberger-1.aspx?pid=p:br3 http://www.bankrate.com/finance/fame-fortune/fame-fortune-capt-sully-sullenberger-1.aspx?pid=p:br3 Not all benefactors want their names on the results of their largesse. Some strive to be unknown. Thu, 19 Nov 2009 16:00:00 GMT http://www.bankrate.com/blogs/investing/your-wealth-blog.aspx?pid=p:br3 http://www.bankrate.com/blogs/investing/your-wealth-blog.aspx?pid=p:br3 You don't have to defy the laws of physics to stretch your money so it will last. Just plan wisely. Thu, 19 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/financial-literacy/7-ways-to-stretch-your-retirement-income-1.aspx?pid=p:br3 http://www.bankrate.com/finance/financial-literacy/7-ways-to-stretch-your-retirement-income-1.aspx?pid=p:br3 Will sales of new-home contracts turn the tide of dismal housing news in the high-rent district? Wed, 18 Nov 2009 11:00:00 GMT http://www.bankrate.com/blogs/investing/underwater-mansions.aspx?pid=p:br3 http://www.bankrate.com/blogs/investing/underwater-mansions.aspx?pid=p:br3 Next year, buying inflation protection in the form of a bond will be as easy as checking a box. Wed, 18 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/taxes/turn-your-tax-refund-into-a-savings-bond.aspx?pid=p:br3 http://www.bankrate.com/finance/taxes/turn-your-tax-refund-into-a-savings-bond.aspx?pid=p:br3 The stock market is a scary place, but experts say most investors should have some exposure. Wed, 18 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/financial-literacy/do-stocks-make-sense-for-the-50-plus-crowd-1.aspx?pid=p:br3 http://www.bankrate.com/finance/financial-literacy/do-stocks-make-sense-for-the-50-plus-crowd-1.aspx?pid=p:br3 Opening a brokerage or CD account online isn't much different from doing so over the phone or in person. Wed, 18 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/cd/how-do-i-open-an-account-online.aspx?pid=p:br3 http://www.bankrate.com/finance/cd/how-do-i-open-an-account-online.aspx?pid=p:br3 CD laddering offers safety, high returns and liquidity all in the same place. Tue, 17 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/cd/how-do-i-ladder-cd-s.aspx?pid=p:br3 http://www.bankrate.com/finance/cd/how-do-i-ladder-cd-s.aspx?pid=p:br3 We're fortunate to live in a country where individuals can reach their goals, realize their dreams. Tue, 17 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/financial-literacy/how-to-prosper.aspx?pid=p:br3 http://www.bankrate.com/finance/financial-literacy/how-to-prosper.aspx?pid=p:br3 Attaining your dream job may not result in fabulous wealth, but it may be fulfilling nevertheless. Wed, 09 Dec 2009 00:00:00 GMT http://www.bankrate.com/finance/financial-literacy/pursue-your-passion-for-great-rewards-1.aspx?pid=p:br3 http://www.bankrate.com/finance/financial-literacy/pursue-your-passion-for-great-rewards-1.aspx?pid=p:br3 Michael Emerson says prosperity is a fleeting situation, so he saves for the proverbial rainy day. Fri, 11 Dec 2009 00:00:00 GMT http://www.bankrate.com/finance/financial-literacy/lost-actor-grounded-in-frugality-1.aspx?pid=p:br3 http://www.bankrate.com/finance/financial-literacy/lost-actor-grounded-in-frugality-1.aspx?pid=p:br3 Use these tools and resources to help you build wealth and meet your financial goals. Tue, 17 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/financial-literacy/wealth-building-tools.aspx?pid=p:br3 http://www.bankrate.com/finance/financial-literacy/wealth-building-tools.aspx?pid=p:br3 Celebrities work for many reasons. Some need an artistic outlet; some want money to help others. Tue, 17 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/financial-literacy/how-the-famous-see-their-work-and-finances-1.aspx?pid=p:br3 http://www.bankrate.com/finance/financial-literacy/how-the-famous-see-their-work-and-finances-1.aspx?pid=p:br3 Forget instant wealth via a rich spouse or lottery ticket. Take charge of your financial destiny. Tue, 17 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/financial-literacy/get-rich-without-marrying-a-millionaire-1.aspx?pid=p:br3 http://www.bankrate.com/finance/financial-literacy/get-rich-without-marrying-a-millionaire-1.aspx?pid=p:br3 Ask yourself these questions to assess your aptitude for success as an entrepreneur. Tue, 01 Dec 2009 00:00:00 GMT http://www.bankrate.com/finance/financial-literacy/are-you-a-natural-born-entrepreneur-1.aspx?pid=p:br3 http://www.bankrate.com/finance/financial-literacy/are-you-a-natural-born-entrepreneur-1.aspx?pid=p:br3 Happy days are here again: The wealthy appear to be buying, so will the rest of us follow? Fri, 13 Nov 2009 16:00:00 GMT http://www.bankrate.com/blogs/investing/celebrating-big-spenders.aspx?pid=p:br3 http://www.bankrate.com/blogs/investing/celebrating-big-spenders.aspx?pid=p:br3 Hunky Mario surprised everyone with his second book -- a children's tale of family bonding. Fri, 13 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/fame-fortune/fame-fortune-mario-lopez-1.aspx?pid=p:br3 http://www.bankrate.com/finance/fame-fortune/fame-fortune-mario-lopez-1.aspx?pid=p:br3 With millions of dollars in city taxes at stake, in the end it came down to four days. Wed, 11 Nov 2009 14:00:00 GMT http://www.bankrate.com/blogs/investing/dodging-a-27-million-tax.aspx?pid=p:br3 http://www.bankrate.com/blogs/investing/dodging-a-27-million-tax.aspx?pid=p:br3 Is an extravgant meal a repudiation of thrift or a lesson in trickle-down economics? Mon, 09 Nov 2009 14:00:00 GMT http://www.bankrate.com/blogs/investing/the-52-000-lunch.aspx?pid=p:br3 http://www.bankrate.com/blogs/investing/the-52-000-lunch.aspx?pid=p:br3 Some CDs don't penalize you for withdrawing before maturity, but beware of certain conditions. Fri, 06 Nov 2009 00:03:00 GMT http://www.bankrate.com/finance/investing/liquidity-fears-check-out-no-penalty-cds-1.aspx?pid=p:br3 http://www.bankrate.com/finance/investing/liquidity-fears-check-out-no-penalty-cds-1.aspx?pid=p:br3 The spunky actress moves easily from TV's "Gossip Girl" to the recent film comedy "Couples Retreat." Fri, 06 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/fame-fortune/fame-fortune-kristen-bell-1.aspx?pid=p:br3 http://www.bankrate.com/finance/fame-fortune/fame-fortune-kristen-bell-1.aspx?pid=p:br3 Taking an early distribution from a tax-deferred account can endanger long-term financial goals. Wed, 04 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/retirement/ira-withdrawal-endangers-retirement.aspx?pid=p:br3 http://www.bankrate.com/finance/retirement/ira-withdrawal-endangers-retirement.aspx?pid=p:br3 An investor in a money market mutual fund wonders if the net asset value is incorrect. Wed, 04 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/investing/fund-s-share-price-jolts-investor.aspx?pid=p:br3 http://www.bankrate.com/finance/investing/fund-s-share-price-jolts-investor.aspx?pid=p:br3 Some organizations offer special savings rates to members. But are they worth the price? Wed, 04 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/savings/top-savings-rates-for-members-only-1.aspx?pid=p:br3 http://www.bankrate.com/finance/savings/top-savings-rates-for-members-only-1.aspx?pid=p:br3 If you're looking for inflation protection, be wary of the I bond's low fixed rate. Tue, 03 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/investing/i-bond-rate-improves-but-be-cautious.aspx?pid=p:br3 http://www.bankrate.com/finance/investing/i-bond-rate-improves-but-be-cautious.aspx?pid=p:br3 If you have an asset that will increase significantly in value, be tax-smart and put it into a trust. Mon, 02 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/personal-finance/trusts-can-provide-for-tax-efficient-estate-planning.aspx?pid=p:br3 http://www.bankrate.com/finance/personal-finance/trusts-can-provide-for-tax-efficient-estate-planning.aspx?pid=p:br3 Investment-grade corporate bonds can boost your fixed-income yield, but they add risk too. Sun, 01 Nov 2009 00:00:00 GMT http://www.bankrate.com/finance/investing/corporate-bonds-made-easy.aspx?pid=p:br3 http://www.bankrate.com/finance/investing/corporate-bonds-made-easy.aspx?pid=p:br3 A proposal in Congress will require the super-rich to open the books on their investments. Sat, 31 Oct 2009 00:00:00 GMT http://www.bankrate.com/blogs/investing/lifting-the-veil-on-wealth.aspx?pid=p:br3 http://www.bankrate.com/blogs/investing/lifting-the-veil-on-wealth.aspx?pid=p:br3 Famous for his role as the evil boss in "Office Space," he's become the consummate character actor. Fri, 30 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/fame-fortune/fame-fortune-gary-cole.aspx?pid=p:br3 http://www.bankrate.com/finance/fame-fortune/fame-fortune-gary-cole.aspx?pid=p:br3 Don't wait for declining retirement accounts to return to earlier highs before making changes. Fri, 30 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/investing/anchoring-ties-investors-to-mistakes.aspx?pid=p:br3 http://www.bankrate.com/finance/investing/anchoring-ties-investors-to-mistakes.aspx?pid=p:br3 A CD ladder can resolve the dilemma of whether to lock in long on a rate or stay short. Fri, 30 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/cd/cd-ladder-offers-best-of-two-worlds.aspx?pid=p:br3 http://www.bankrate.com/finance/cd/cd-ladder-offers-best-of-two-worlds.aspx?pid=p:br3 No Swiss account? These tax shelters are OK by the IRS and accessible to most taxpayers. Tue, 27 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/personal-finance/thank-heaven-for-legal-tax-havens-1.aspx?pid=p:br3 http://www.bankrate.com/finance/personal-finance/thank-heaven-for-legal-tax-havens-1.aspx?pid=p:br3 What happens to money market funds after the Treasury Department's temporary guarantee expires? Mon, 26 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/investing/money-market-funds-await-new-rules.aspx?pid=p:br3 http://www.bankrate.com/finance/investing/money-market-funds-await-new-rules.aspx?pid=p:br3 Muni bonds can be complicated investments, so plan to spend time researching before you buy. Mon, 26 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/investing/boost-your-fixed-income-ladder-with-munis-1.aspx?pid=p:br3 http://www.bankrate.com/finance/investing/boost-your-fixed-income-ladder-with-munis-1.aspx?pid=p:br3 Millions of dollars sit unclaimed in state treasuries across the nation. Maybe some of it belongs to you. Sun, 25 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/investing/states-grab-unclaimed-property-1.aspx?pid=p:br3 http://www.bankrate.com/finance/investing/states-grab-unclaimed-property-1.aspx?pid=p:br3 While sharing his wisdom on reality TV, the Donald also tweets, blogs and charms Facebook friends. Fri, 23 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/fame-fortune/fame-fortune-donald-trump.aspx?pid=p:br3 http://www.bankrate.com/finance/fame-fortune/fame-fortune-donald-trump.aspx?pid=p:br3 A talk with a financial adviser may help a woman design a better retirement asset allocation plan. Fri, 23 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/retirement/roth-ira-strategy-stalls.aspx?pid=p:br3 http://www.bankrate.com/finance/retirement/roth-ira-strategy-stalls.aspx?pid=p:br3 Initial public offerings have been sparse these days, but they can offer an upside. Think: Apple. Tue, 20 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/investing/the-ipo-for-the-wary-studious-investor-1.aspx?pid=p:br3 http://www.bankrate.com/finance/investing/the-ipo-for-the-wary-studious-investor-1.aspx?pid=p:br3 Unsure what to do about taxes and shrinking investments? You can still plan your estate. Mon, 19 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/personal-finance/estate-planning-in-uneasy-times-1.aspx?pid=p:br3 http://www.bankrate.com/finance/personal-finance/estate-planning-in-uneasy-times-1.aspx?pid=p:br3 Did the stock market crash prompt a change in your investment strategy? Bankrate readers took action. Sat, 17 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/financial-literacy/how-we-reacted-to-the-market-crash.aspx?pid=p:br3 http://www.bankrate.com/finance/financial-literacy/how-we-reacted-to-the-market-crash.aspx?pid=p:br3 Offshore account holders had to fess up this week, or face criminal prosecution. Fri, 16 Oct 2009 14:00:00 GMT http://www.bankrate.com/blogs/investing/tax-evaders-time-s-up.aspx?pid=p:br3 http://www.bankrate.com/blogs/investing/tax-evaders-time-s-up.aspx?pid=p:br3 After establishing herself as a pop music star, the singer has moved to acting and a role in "Weeds." Fri, 16 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/fame-fortune/fame-fortune-alanis-morissette-1.aspx?pid=p:br3 http://www.bankrate.com/finance/fame-fortune/fame-fortune-alanis-morissette-1.aspx?pid=p:br3 The average active manager is his own enemy, says Vanguard fund manager Michael Buek. Fri, 16 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/financial-literacy/why-index-funds-beat-active-strategies-1.aspx?pid=p:br3 http://www.bankrate.com/finance/financial-literacy/why-index-funds-beat-active-strategies-1.aspx?pid=p:br3 The financial crisis has boosted the appeal of tax-favored bonds. But safety comes at a price. Fri, 16 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/savings/tax-favored-bonds-get-second-look-1.aspx?pid=p:br3 http://www.bankrate.com/finance/savings/tax-favored-bonds-get-second-look-1.aspx?pid=p:br3 When mom has died, how will interest on savings bonds held jointly with her daughter be taxed? Thu, 15 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/taxes/tax-on-jointly-held-savings-bonds.aspx?pid=p:br3 http://www.bankrate.com/finance/taxes/tax-on-jointly-held-savings-bonds.aspx?pid=p:br3 Try to steer clear of mutual fund investments where you pay an adviser a sales commission. Tue, 13 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/investing/don-t-pay-sales-commission-to-adviser.aspx?pid=p:br3 http://www.bankrate.com/finance/investing/don-t-pay-sales-commission-to-adviser.aspx?pid=p:br3 Capitalist history repeats itself. While some of the super-rich lost in the recession, others profited. Fri, 09 Oct 2009 15:00:00 GMT http://www.bankrate.com/blogs/investing/who-s-got-a-billion-now.aspx?pid=p:br3 http://www.bankrate.com/blogs/investing/who-s-got-a-billion-now.aspx?pid=p:br3 After long stints on popular "Melrose Place" and "Ally McBeal," she's spending more time with family. Fri, 09 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/fame-fortune/fame-fortune-courtney-thorne-smith.aspx?pid=p:br3 http://www.bankrate.com/finance/fame-fortune/fame-fortune-courtney-thorne-smith.aspx?pid=p:br3 Dividing investments between Roth and traditional retirement accounts provides tax diversification. Thu, 08 Oct 2009 00:00:00 GMT http://www.bankrate.com/finance/investing/roth-ira-helps-lower-tax-risk.aspx?pid=p:br3 http://www.bankrate.com/finance/investing/roth-ira-helps-lower-tax-risk.aspx?pid=p:br3